Traditional Banks
RM 1M yearly limit
Restricted transfers
1-3 days processing
Holidays delays
2.5% deposit rates
6-20% loan rates
Waiting for approval
Endless paperwork
RM 1M yearly limit
Restricted transfers
1-3 days processing
Holidays delays
2.5% deposit rates
6-20% loan rates
Waiting for approval
Endless paperwork
No limits
Transfer anywhere
Instant transfers
24/7 availability
Better rates
Fair for everyone
Instant loans
No paperwork
Everything you need for modern finance.
Convert MYR instantly
Deposit for yields
Get instant loans
Move MYR at internet speed. Hold it yourself. Redeem 1:1, anytime.
Global access
Send and settle anywhere in seconds, no banking hours.
Self-custodial
You hold the keys. Always redeemable No third-party custody.
Always redeemable
Convertibility at an exact 1:1 to MYR.